eCommerce merchants set to benefit as Monoova speeds up real-time payments

• PayTo now available at checkout – Monoova has added PayTo to its card-acquiring and PayID plug-in for WooCommerce merchants, enabling customers to make instant, secure payments directly from their bank accounts.
• Fixed-fee model saves merchants money – PayTo’s fixed-fee structure helps merchants reduce costs from percentage-based surcharges, without compromising the checkout experience.

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SYDNEY, OCTOBER 3rd, 2025: Just six weeks after Monoova launched a card-acquiring and PayID payments plugin for eCommerce merchants on the WooCommerce platform, PayTo is now live as a payment method, giving merchants and customers access to instant, secure bank-to-bank payments.

Monoova’s WooCommerce plugin allows merchants to access a range of payment methods, faster settlement times, and fully automated payment reconciliation – delivering a frictionless experience for merchants and their customers.

Monoova’s accelerated development underscores its commitment to enhancing eCommerce capabilities by offering an expanded suite of Australian payment rails, coupled with a fully automated reconciliation solution.

Benefits of PayTo for merchants

• Real-time payments, reconciliation and visibility – every transaction comes with real-time status updates, so merchants instantly know if a payment is processing, completed, or failed. PayID and PayTo payments settle instantly – even on weekends – eliminating manual processing and reducing delays.
• Fraud and chargeback protection – advanced fraud protection helps maximise card-approval rates and minimise chargebacks. This creates a safer online payment environment, reduces disputes, and lowers exposure to fraud.
• Speed to market – in a few easy steps, merchants can access the plugin from the WooCommerce store and select from a wide range of payment methods at checkout. Merchants can track transaction history and manage refunds via an easy-to-use dashboard in the WordPress Admin view. Built on Monoova’s powerful APIs, the plugin delivers fast, secure, and reliable payment processing right out of the box.

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CEO and Co-Founder of Monoova, Christian Westerlind Wigstrom, says:

"With PayTo live and our WooCommerce plugin evolving rapidly, Monoova is committed to giving merchants the tools they need to offer faster, smarter, and more flexible payment experiences. We’re continuing to entrench our position as Australia’s most versatile payments platform, innovating and shaping the future of eCommerce payments."

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About Monoova

Monoova is a leading Payment Service Provider (PSP) transforming the way businesses move money in Australia. Its API-driven platform integrates NPP, PayTo, PayID, Direct Debit, BPAY, and cross-border transfers into one seamless solution. By enabling businesses to automate and streamline transactions, enhance security, and transition from legacy systems to real-time payments, Monoova empowers clients to scale with confidence. Monoova’s FSG/PDS is available at www.monoova.com/legal.

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_{‍Disclaimer: Monoova Payments Pty Limited (ACN 126 015 227 | AR No. 428863) trading as Monoova (Monoova) is the authorised representative of Monoova Global Payments Pty Ltd (ACN 106 249 852 | AFSL 421414) (Monoova Global), being the issuer of the Combined Financial Services Guide & Product Disclosure Statement Non-Cash Payment Products and Services (FSG/PDS). Copies of the FSG/PDS and the terms and conditions of the products and services offered by Monoova and Monoova Global (disclosure documents and terms) are available by contacting Monoova at support@monoova.com. You should consider the relevant disclosure documents and terms before deciding whether to acquire, or continue to hold, the product or service. The information provided on this website is factual information, is given in summary form, and does not purport to be complete. The information set out does not take into account your particular investment objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the information having regard to these matters, and in particular, you should seek independent legal, financial and tax advice. To the extent that the communication/document contains information sourced from third parties, statements made by third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by or statements made by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties.}

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