Automate payments with Monoova

Make your money move domestically and globally

Our powerful API-enabled solutions automate account to account payments with ease, improving cashflow and reducing admin. Hassle-free, scalable payments start here at Monoova.

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Automate, account funding, one-off or recurring payments

Monoova’s payment API can be tailored to how your business collects, settles and disburses funds

From real-time NPP payments using PayID and PayTo to traditional payment rails such as BPAY and direct entry and cards. We make collecting one-off or recurring payments simple and fast.

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PayTo PayID NPP BPAY

We're invested in your success which is why all our clients have a dedicated local support team that's always on hand to assist you.

What is PayTo

What is PayTo?

The new real-time alternative for direct debits, PayTo is changing the way Australians handle one-off and recurring payments. As one of the first payment service providers to go live with PayTo, Monoova have been delivering PayTo mandates for clients since February 2023.

With the majority of banks PayTo ready, now is the time to explore the future of payments for your business. Learn more.

Our story to date

We enable innovative, scaling businesses with large, ongoing transaction flows to manage all money flows automatically, through one simple API integration.

650,000

API calls per week

~7 Million

Account numbers generated through Automatcher

$99 Billion+

Processed in transaction to date

The world's best companies trust Monoova to power their payments

Client testimonials

"Monoova are continuously innovating and are driven to enable us to reach our goals. We are confident that the dynamic team within Monoova will continue to impact the financial technology scene both locally and globally”.

Dale Lim

Pacific Payments Specialist

How Monoova can help your business

Instant payments and automated reconciliation

Design payment flows specific to your needs

Automate real-time direct debits

Direct Debit solutions for your business.

Securely send bills, receive payments and pay your suppliers

Lightning fast payments with NPP

Instant payments and automated reconciliation

Design payment flows specific to your needs

Automate real-time direct debits

Direct Debit solutions for your business.

Securely send bills, receive payments and pay your suppliers

Lightning fast payments with NPP

7 Key features

1. Security
▼
2. Cost Reduction
▼
3. Scalability
▼
4. Stability
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5. Control
▼
6. Future Proof
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7. Local support
▼

Our security features

Our platform is securely encrypted & built to protect your business payment flows, as well as your organisation & customer data.

  • Our payments portal utilises advanced multi-factor authorisation helping to prevent fraud & adding an extra layer of security

  • Our secure API is built on trusted RESTful architecture

  • We operate under an Australian Financial Services Licence (AFSL)

  • We securely handle over $3 Billion in transactions per month

Cost reduction so you can redeploy

Our solutions allow for businesses to reduce time & costs reconciling transactions, allowing them to redeploy resources.

  • Receive & pay funds in real time

  • Have funds clear & available immediately

  • Real-time reporting automates your reconciliation without relying on error-prone lodgement references

Scalability to support your Growth

Our solutions are scalable, adaptable & automatic solutions to meet all your current & future payment requirements.

  • Automatically receive, manage & pay funds in AUD in Australia 

  • Reduce the cost, risk & effort associated with managing complex money movements so that you can focus on growth

  • All information flows are in real-time

  • Move money in real-time, or in batches via direct entry & BPAY rails

Stability to keep your Business Moving

We power the payments of some of the world's most visionary companies. Stability & uptime are key to our success and trust among our partners.

  • Our platform & other solutions are built to scale which allow us to handle even the largest flow of transactions

  • Protect yourself against industry outages by accessing multiple different payment rails through our platform

  • Local support & easy-to-use developer tools allow our solutions to seamlessly fit within your existing infrastructure

Control Your Money Flow

Always stay in control of your payment flows with clear, automated visibility of all incoming & outgoing transactions.

  • Get paid & notified instantly every time a transaction is processed

  • Easy-to-navigate portal for clear visibility of statements & real-time call-back reports

  • Quick access to financial dashboards, user-access controls & search comprehensive reports

Future Proof Your Organisation

Our state-of-the-art payment solutions grow & evolve as your organisation expands.

  • Our company is built on innovation

  • We work with you to review & develop our products to suit your needs

  • Our solutions allow for easy customisable payment flows, ensuring even the most complex business requirements are handled – not just now but also in the future

Supported Locally

Our market leading payment solutions are supported by a local team of dedicated experts right here in Australia.

  • All of our technology is built & supported by our team in North Sydney, NSW.

  • Once fully onboarded, you will be supported by your own dedicated specialist technical support team, complete with their direct lines and emails.