Superannuation, managed funds, financial advisors.

Exceed investor expectations

direct debit

With the wealth industry – and its customers – rapidly evolving, your technology needs to keep up. All that glitters can be gold, with the right payments partner.

  • Real time transactions and settlements through NPP via Monoova
  • Monoova Ledger for account funding, payouts, and reporting
  • Automated reconciliation and customisable reconciliation rules
  • Online checkout for wealth platforms, compatible with recurring and one-off payments
  • Future-proof your funds under management
  • Receive and send funds via PayTo, BPAY

We make money move®.

Automated reconciliation – no more lost payments

Automated reconciliation

Eliminate the administrative burden of payment errors, orphaned payments , and chasing typos in reference numbers. Incoming and outgoing payments are automatically reconciled and matched to customer IDs.

Save days of work each month by replacing manual reconciliation systems with Monoova. When payments don’t add up, customisable rules take care of it for you, following your own playbook.

How can Monoova improve your wealth platform’s payment experience?

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Virtual accounts

Your customers pay funds into virtual accounts in your platform, linked to their customer IDs and automatically reconciled.

Ledger

Monoova’s ledger keeps customer funds digitally segregated and enables available funds to be reflected in a customer’s account in real time.

Control

Give customers control over how they pay, whether it’s traditional payments they’re comfortable with, or the latest in payments technology.

Protect customer funds.

Monoova Ledger

Secure transactions,

Track and manage customers’ virtual accounts and individual transactions, and easily generate ledger reports.

Ledger matches payments with customer IDs and virtual accounts, keeping their funds digitally segregated with consolidated transaction histories. Perfect for account funding, payouts, and offering account statements.

Your payment options with Monoova

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Without the API that Monoova provides, things like BPAY, direct debits, bank transfers, we would have to integrate and build all the componentry around it individually. With Monoova, we can just plug into one API and we can gain all that functionality.”
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Headshot of Tristan Dakin from Wise

Tristan Dakin

Country Manager, 

Australia & New Zealand

Account funding and payouts.

Flow of funds for wealth platforms

Automated

Whether your clients are more traditional or fast to adopt new technology, offer a range of payment methods to give greater control and comfort when it comes to moving funds:

  • Direct entry
  • BPAY
  • Direct Debit
  • PayTo
  • PayID
  • Online card payments
  • Google Pay and Apple Pay

End your payments experience on a high with an excellent payout process. Payout in near real-time with PayTo via Monoova.

Monoova API.

Future proof your wealth systems

Secure transactions,

The wealth industry is changing rapidly, and innovation is around every corner. Monoova is API-based, able to accommodate growing volumes of transactions and future products.

Whether you’re investigating AI, alternate investments, post-retirement offerings, or how younger generations are managing their money differently, Monoova’s APIs are flexible and always improving.

Stay compliant, reduce disputed transactions.

Security and disputes

Automated

Each payment rail has its own compliance and regulatory needs. Monoova stays on top of this for you, with requirements met (SOC 2 Type 2, PCI-DSS, 3D Secure 2 for cards, encryption, and MFA) and exceeded through our additional security features.

Account whitelisting, visible source account information, account verification, transaction monitoring, Confirmation of Payee, and more are all built into our technology.

With verification processes for Know Your Customer procedures and improved visibility and tracking of payments, gain control over reducing and resolving disputes more easily.

Processing global payments are now easier.

Let Monoova take care of your remittances

Transition

Remove the hassle of dealing with cross-border payments when you have Monoova’s robust API in your tech stack. From competitive FX rates to auto-reconciliation to real-time domestic payments via the NPP, we’ve got everything to make your operations run smoother.

Talk to our payment experts today to learn how we can help you streamline your remittances.

More ways to make money move®

make money move™

Global Payments

Access wholesale cross-border rates.

Receiving Payments

Receive funds through multiple channels easily

Auto-reconciliation

Automatic, real-time reconciliation.

One smart platform for SAAS Companies.

Monoova is your partner to make money move.
White-glove service|single point solution|make money move™

The latest news

news

Behind the API: Real Stories from Developers | Monoova

Discover how developers use Monoova’s scalable payments API to build smarter, faster solutions. Real case studies, API insights & integration tips.

Future of Subscriptions: Embedded Payments & PayTo in Australia

Streamline subscription payments with embedded payments, PayTo, and a recurring billing API built for Australian platforms. Monoova’s API-first platform gives subscription businesses in Australia everything they need to modernise their payment stack without rebuilding their product from scratch. 

Building a Fairer Financial Future: How Brolly and Monoova are Powering Community-Driven Lending

Together, Brolly and Monoova are reshaping the way Australians access credit - empowering communities to support one another while unlocking new opportunities for everyday lenders and borrowers alike. Brolly is pioneering a new era of peer-to-peer lending in Australia - one where financial opportunity is shared, circular, and accessible. With Monoova powering its payments backbone, Brolly can focus on what matters most: building a fairer financial future for everyday Australians.

How Confirmation of Payee (CoP) Protects Australian Businesses

New to Australia, Confirmation of Payee (CoP) is a name-checking service that lets users verify who they are paying before a first-time domestic payment is transferred between financial institutionsDesigned with businesses in mind, Confirmation of Payee matches banking details against the recipient’s bank records to provide match outcomes and help minimise mistaken payments and exception handling when making payments.

*Disclaimer: To the extent that the information contained above is sourced from third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties. You may read our PDS/FSG for more information.