Helping future-proofing payroll for Australian businesses

Make Payday Super Seamless

direct debit

Payday super is one of the most significant changes to employer obligations in decades.

From 1 July 2026, employers must submit super contributions and settle them within seven days of payday. There is no tolerance for delays, failed payments or data errors.

To help make the change easier, Monoova and SuperAPI have partnered to deliver Australia’s first fully orchestrated, end-to-end payday super solution.

  • Validate employee and fund data in real time.
  • Route payments in a more cost-effective way.
  • Reduce failed contributions and compliance risk.
  • Help meet the new requirements without the stress.

Smarter orchestration.

Are you ready for the payday super change?

Fixed|variable billing

Payday super requires a complete rethink of how superannuation is verified, paid and reconciled.

Traditional clearing houses surface errors after money has already moved. They rely on manual follow-ups and back-and-forth emails, and this leaves payroll teams with very little time to solve any errors that have arisen.

As these reforms take effect, forward-thinking organisations are choosing a new solution that provides real-time visibility, better control and more certainty at every step of the super payment process.

Monoova + SuperAPI help give payroll, finance and platform teams confidence that contributions are correct, more likely to be compliant and settled on time.

500M+
super contributions will need to be processed annually after July 2026
1.6%
of all contributions currently fail due to data errors
8M
payments are projected to fail each year if nothing changes

Simple platform. Powerful results

Built for easy payroll integration

Secure transactions,

Choose a super payment solution that connects directly into your existing payroll ecosystem without the need to replace systems or rebuild workflows.

  • No-code and API integration options
  • White-labelled for platform partners
  • Live data exchange between payroll, employees and super funds
  • Alerts, exceptions and fixes are all surfaced inside payroll

What businesses need to know

Payday Super Explained

comprehensive payment solution

Watch the Webinar, hosted by Ben Styles, Co-Founder & CCO, SuperAPI and David Greene, Chief Commercial Officer at Monoova

Giving Finance Teams one less thing to worry about

Display

Meet Timings

Automatically meet 7-day super settlement obligations

Prevent Errors

Help prevent contribution errors before money moves

Automate Reconciliation

Eliminate manual reconciliation and help reduce operational costs through smart payment routing

Improve Visibility

Gain real-time visibility over every transaction.

Plug in and pay

How it works

Display

Monoova + SuperAPI’s joint solution connects with payroll software, HR systems or internal workflows.

There’s no need to replace your clearing house or rebuild your stack.

  • Plug-in orchestration engine
  • No-code deployment options
  • Custom API integration
  • White-label ready for platforms

Who We Help

work for you

Payroll Platforms

Embed payday super capability directly into your platform with digital onboarding, real-time validation and immediate error feedback.

Payroll Officers & Employers

Automate validation and payments, minimise errors and help remove the administrative burden of super compliance from day-to-day payroll operations.

Businesses

Discover how Monoova can help streamline payments for your business

Get started

Help be 100% ready for payday super

on time, every time

Super payments are complex, and getting them wrong can leave employees waiting weeks for money they are owed, while exposing businesses to compliance risk.

As payday super laws come into force, now is the time to prepare.

Connect with Monoova to help make seamless, compliant super payments a reality for your business.

The latest news

news

Cross-Border Payments: How to Settle Faster

Move money globally with speed and control. Discover how Monoova simplifies cross-border payments with real-time settlement and competitive FX.

Payment Innovation in Finance

From lending to wealth management: The payment innovations changing major industries in Australia.

Beyond tap-and-go: Where digital wallets are headed in Australia

Explore the future of digital wallets in Australia and how businesses can prepare for the next wave of real-time and embedded payments.

How payment insights drive smarter decisions

Find out how payment data and insights might improve cash flow visibility, reduce risk and could help businesses make smarter decisions.

*Disclaimer: To the extent that the information contained above is sourced from third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties. You may read our PDS/FSG for more information.