Real-World Payment Success Stories Powered by Monoova

carsales is Australia's leading online automotive marketplace, specialising in buying and selling cars.

The challenge:

Private buyers and sellers were frustrated by slow payments and security concerns.

Monoova’s solution:

‍Monoova has facilitated a solution for speedier, safer and simpler payments and introduced ledger capabilities, giving sellers a greater sense of security and control.

“Our goal is to make buying and selling a great experience and it has been awesome to have a partner that’s been willing to really work on that together.”

Launtel is “Australia’s fastest and most flexible internet provider”.

The challenge:

A growing number of chargebacks and disputes from credit card transactions created a surge in support tickets.

Monoova’s solution:

Integrating PayID and PayTo through Monoova’s APIs has reduced these issues, and Launtel now enjoys real-time cash flow, reduced support demand and lower transaction costs.

“We wanted a dynamic API that could give our customers plenty of payment options and Monoova had all of those options available from the get-go.”

Payroo’s mission is to make payroll a joy for everyone (payroll managers and accountants included).

The challenge:

‍Manual and error-prone payroll processes put pressure on resources.

Monoova’s solution:

‍Using Monoova’s full suite of tools, including PayTo, PayID, direct debit and account validation, Payroo has built a faster, more reliable and more secure payment transfer experience that benefits employers and their staff.

“One-click payments and instant payments have reduced what wasa two-day process. The customer feedback has been overwhelmingly positive.”

Hnry’s sole trader and self-employed clients use the platform as a digital account that manages and pays superannuation, GST and tax.

The challenge:

‍Thousands of clients made data matching difficult, and funds were slow to be transferred.

Monoova’s solution:

With Monoova, clients are assigned a unique bank account that streamlines onboarding and makes payment matching, reconciliation and payouts faster and more efficient.

“Money flows through Hnry accounts really easily. The Monoova service is an instrumental part of the way we serve our customers.”

In this episode of Building Tomorrow’s Insurer, host Nigel Fellowes-Freeman is joined by Ed Wiley and David Greene from Monoova.

Together, they explore:

• Why insurers still rely on outdated payment rails
• How PayTo, NPP, and instant settlement will reshape premiums & claims
• The commercial realities behind card fees, surcharges, and reconciliation
• Why customer experience lives or dies at the moment money moves
• How to modernise payments without ripping out core systems
• What the insurance industry can borrow from e-commerce, fintech, and utilities
• The role of AI in future payment flows and agent-driven commerce

finPOWER is one of Australia’s most trusted loan origination and management platforms.

The challenge:
Lenders needed instant disbursements, real-time visibility, and automated collections, but traditional bank transfers and manual reconciliation slowed everything down.

Monoova’s solution:
Embedding Monoova’s real-time payment rails directly into finPOWER Connect gives lenders instant funding, automated repayments, seamless reconciliation and full visibility across every transaction.

The impact:
Lenders can now approve, fund and reconcile loans in the same day — with fewer systems, fewer errors and far less manual work.

"We’re now a true one-stop shop for lenders. They don’t need separate systems to manage loans and payments—it’s all in finPOWER, powered by Monoova.”
— Lee Slattery, General Manager, finPOWER Connect

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