Blog

How Remitly is Delivering Faster Money Transfers for Australians with PayTo and Monoova
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Kym Whitford, Head of Asia Pacific Remitly, shares why Remitly is adopting PayTo for Australian customers and why they chose Monoova as their preferred #payments provider of PayTo. PayTo is the modern digital payment solution that enables individuals and businesses to make real-time payments from their bank account.
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How Payroll is Changing: New technologies replacing ABA files and Preparing for Payday Super
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The first major changes to payroll in decades have arrived. Australia’s banking sector is undergoing a transformation, introducing real-time payments and greater digital connectivity. Payday super is coming 1 July 2026 and will require employers to pay superannuation contributions alongside employee salaries and wages. Monoova can assist payroll companies in this transition to new payments technology.

How Launtel is Transforming Customer Experience with Instant Payments
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Proudly Australian-owned and operated, Launtel is an internet service provider (ISP) headquartered in Launceston, Tasmania. Known for being Australia's fast and most flexible internet service provider, Launtel offers customers control over their internet service through the ability to and providing as many payment options as possible. Adam Poulton, CEO, Launtel, shares why they choose Monoova as their preferred payments partner, how the integration and onboarding experience has been, and how it's benefitted their customer experience.
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How Australia's Payments Reforms will Reshape Insurance in 2025
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Our Chief Commercial Officer, David Greene, shares his insights as a keynote speaker at the Future of Insurance Conference 2025 in Sydney. David highlights how insurers can leverage innovative payment technology to maintain competitiveness, boost efficiency, and improve customer experience. The Australian government’s modernisation of the payments system including the phasing out of BECS by 2030 will significantly impact insurers, particularly in operations, compliance, and customer expectations. David explores how Monoova's payment solutions can help insurers prepare for these changes and stay ahead of the curve.

How carsales and Monoova Are Revolutionising Car Payments in Australia
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carsales, Australia’s #1 digital auto marketplace, partnered with Monoova, an Australia owned payments provider to launch their industry leading solution, 'Pay through carsales'. Nicholas van den Brink, Head of Product, New Ventures at CAR Group, shares how this new feature is transforming how Australians buy and sell vehicles online, making the process safer, simpler, and more efficient.
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How Whitefox integrated real-time payments for LOOT's instant deposits using Monoova
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Our Chief Commercial Officer, David Greene, shares his insights as a keynote speaker at the Future of Insurance Conference 2025 in Sydney. David highlights how insurers can leverage innovative payment technology to maintain competitiveness, boost efficiency, and improve customer experience. The Australian government’s modernisation of the payments system including the phasing out of BECS by 2030 will significantly impact insurers, particularly in operations, compliance, and customer expectations. David explores how Monoova's payment solutions can help insurers prepare for these changes and stay ahead of the curve.

Key Trends in Utility Bill Payments
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Traditional utility payment methods are inefficient. Talk to Monoova about how you can switch to PayTo for real time transactions and industry-leading security.

How to elevate your investment platform’s payment experience and Make Money Move
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As trading has become more accessible with lower barriers to entry, a growing number of people are signing up to trading platforms. Discover how to enhance your investment platform with seamless funding, faster payouts, and real-time updates.

PayTo for Merchants
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The Australian banking ecosystem is undergoing a technical transformation. With the rollout of the NPP and the upcoming retirement of the BECS system in 2030, both businesses and consumers are getting accustomed to the new ways of doing things. One of the most innovative introductions is PayTo, a real time payment rail that allows for consumers to authorise recurring or one off payments of fixed and variable sums all while controlling the agreement

PayTo - Commonly Asked Questions
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What is PayTo? How does it work? We answer the most frequently asked questions surrounding PayTo. PayTo is a new, digital way for merchants and businesses to initiate real-time payments from their customers’ bank accounts.

Who are Monoova and what do we do? A Chat with Christian Westerlind Wigstrom
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We interviewed our own CEO and Co-Founder of Monoova, Christian Westerlind Wigstrom, on what Monoova does, how we help clients and what's in store for us in the future.

What are the Benefits of PayTo for Business? How Does it Work?
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Businesses across Australia in a wide range of industries, including travel, financial services and lending, and healthcare are embracing the efficiency and convenience that PayTo offers. We asked some of our clients to share their experience and the tangible benefits of PayTo.

The Evolution of Payment Technology in Childcare
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Rosie Slaughter, Senior Growth Manager at Monoova, shares her own experiences with childcare payments and how Monoova can address the current challenges faced by centres as well as childcare management platforms.

What you need to know about PayTo
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In 2023, we saw the launch of PayTo, a new digital payment solution that enables businesses to initiate real-time payments from their customers’ bank accounts and gives consumers increased visibility and control over their payments from their banking app. Currently, Monoova is one of the largest issuers of PayTo agreements in Australia. Monoova hosted a panel discussion with commentary from both leading industry experts and clients who are currently using PayTo, exploring the origins and benefits for both merchants and consumers, first-hand client experiences as well as considerations for businesses thinking about adopting PayTo.

Solving for delayed payment and cashflow issues in lending
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In the fast-paced world of lending cash flow is king. Prompt payment collection improves cash flow, which can lead to increased revenue. Your ability to operate smoothly and grow your business depends on the repayments from your borrowers. But what happens when those payments are delayed?
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Revolutionising Payment Technology in Australia's Wagering Industry
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The wagering industry is a dynamic and ever-evolving space, particularly in Australia, where sports betting is deeply ingrained in the culture. Expected to reach $155 billion globally by 2024*, the industry is on an upward trajectory fuelled by technological advancements. We examine the history of payments in the industry and what the future holds.

Which banks have switched on PayTo in Australia?
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PayTo is not a solution for the future, it’s a solution for now. ANZ, CBA, Westpac and more recently NAB have all switched on PayTo so we've put together a handy list of banks that are currently live with PayTo.

Debunking the Myths on PayTo
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PayTo is the first piece of account-to-account payments infrastructure in Australia that enables customers to authorise third parties to initiate recurring and one-off real-time pull payments from their accounts. With more banks going live with PayTo, it will modernise Australia’s financial services system in a way not seen before, and will see increased adoption from customers and business alike. David Grant, Growth Manager, Monoova shares some the common misconceptions and misplaced assumptions about PayTo he has come across in recent conversations.
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Monoova partners with Primer to provide digital payments
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Last week we announced that Monoova have joined forces with Primer to incorporate both PayTo and PayID into their commerce and payments automation platform. The move provides Primer’s global customers, with operations in Australia, access to New Payment Platform’s real-time payment method. Spearheaded by the Reserve Bank of Australia (RBA), PayTo is set to transform the management of direct debits in Australia.
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Monoova powers PayTo for Wagepay receiving strong customer uptake
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As an industry first, Wagepay, a Brisbane based earned-wages access fintech, has switched on PayTo for real-time customer payments. This milestone has been achieved in partnership with Monoova, an award-winning Sydney-based payment service provider.

Elevate Your Customer Experience with PayTo
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Speed, convenience and efficiency are among the most important elements of a great customer experience. With PayTo you can achieve, secure, real-time, reliable payments that not only help your business run more smoothly but also brings those CX goals to life.

Wondering if PayTo is right for your business?
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Is PayTo something you should be looking at for your business? Here's our handy checklist to help you decide whether you're ready for PayTo. If you are currently handling a large number of debits and payment agreements with your customers then yes, it’s likely PayTo could bring efficiencies to your business.

Intersekt Panel: Payments as an experience
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Intersekt 2022 panel discussion on Payments as an Experience featuring Christian Westerlind Wigstrom, CEO, Monoova.

PayTo and the Australian Fintech Market
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Podcast: Christian Westerlind Wigstrom, CEO, Monoova shares his insight on the recent launch of Monoova's Payto Sandbox and thoughts on the current state of play in the local Fintech market with Fintech Chatter News.

What is PayTo & How Does It Work? A Complete Guide
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What is PayTo? PayTo transactions are the next big thing in the Australian payments landscape. It will enable a new way to pre-authorise payments from consumer or business bank accounts.

MPS (Mandated Payments Service): the next step for real-time payments
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The Mandated Payments Service is third-party payment initiation on the NPP. Customers can authorise third parties to initiate real-time payments from their bank accounts via the NPP.MPS is to be combined with consistent customer authorisation and third party payment initiation via the NPP.