At Monoova we understand the intricacies
of running a business.

PayTo is coming and it will revolutionise your business
and revolutionise the way you do business.

PayTo for Business

PayTo is a new, digital way for merchants and businesses to initiate real-time payments from their customers' bank accounts.

It’s the smart way to do business, with real-time, reliable payments to help business streamline their operations:
  • Improve your cashflow
  • Remove the uncertainty of making and receiving payments from bank accounts with real-time account validation, fund verification, and notifications at various stages of payment
  • See when a payment agreement is paused, changed, or cancelled
  • Reduce the chance of dishonours and disputes

PayTo will enable businesses to make their money move and thrive in a digital economy with fast and secure payments - 24 hours a day, 7 days a week

PayTo for Consumers

PayTo gives power back to you, the consumer. Think about all your monthly or yearly subscriptions and pre-authorised bill payments. From music and streaming subscriptions to phone bills, flights and more - PavTo gives you increased control over payments from your bank account, to help make your life admin that little bit easier.

It’s the smart way to do business, with real-time, reliable payments to help business streamline their operations:
  • The ability to view and manage Payto agreements in your internet or mobile banking
  • See payments you’ve set up from your bank account in one secure place
  • Choose to use your PayID or BSB and account number, making it easy to set up payments on the spot

PayTo will enable businesses to make their money move and thrive in a digital economy with fast and secure payments - 24 hours a day, 7 days a week

PayTo Related Content

What is PayTo & How Does It Work?

PayTo transactions are the next big thing in the Australian payments landscape. It will enable a new way to pre-authorise payments from consumer or business bank accounts.

Reimagining real-time payments

Payment-automation specialist Monoova is helping businesses benefit from the instant, always-on and data-rich capabilities of the New Payments Platform (NPP), driving the digital transformation of large, ongoing transaction flows to make managing business payments easy.

PayTo - Commonly Asked Questions

PayTo is a new, digital way for merchants and businesses to initiate real-time payments from their customers’ bank accounts.

PayTo Webinar Series

This webinar is the first in a series of informative and educational sessions designed to enlighten organisations on the payments evolution that is PayTo