Your one-stop solution for domestic and cross-border payments.

Enjoy fast global payments

Get wholesale rates, faster settlement and a dedicated dealer to help you manage your FX smoothly with Monoova.

Trade your way, by phone, email, chat, or via our online FX portal. By tapping into Monoova’s global network of financial institutions, you benefit from deep liquidity, counterparty diversification and reduced administrative burden.

Competitive wholesale rates
Fast payments and same day settlements
A dedicated FX dealer assigned to you
Gain access to Monoova’s automated reconciliation, security and compliance, and domestic payment rails

Talk to an Expert

Monoova’s FX excellence 

Trade all major currencies

Including USD, EUR, CNH, GBP and more.

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Access NPP IPS

Settle international transactions in Australian bank accounts in near real-time.

Payout to your beneficiaries

Complete your international payments with AUD into customer accounts.

Truly competitive rates. 

Go global, faster

Access multiple financial institutions through a single relationship with Monoova. Reduce admin, accelerate onboarding, and diversify counterparties — all without managing separate KYCs or pricing structures.

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Top-tier businesses worldwide trust Monoova

We're all about real-time payments globally. Monoova really helps us be able to collect those funds from where customers are sending those funds in a transparent and very instant manner, gives us complete access to the NPP, as well as help disperse those funds on behalf of inbound transactions into Australia as well.”

Michael Minassian

VP & Regional Head, APAC, NIUM

Play in the Sandbox

Explore our API documentation

Personalised service. 

Your own dedicated dealer

Talk directly to one of our FX experts when you have a question. Available via phone, chat, or email, your dedicated dealer secures the best rate for you, and you’ll get a weekly market update from them to keep you on top of trends.

If you prefer, manage your own deals via our online portal.

Meet your dealer

Read the API documentation

More ways to make money move™

Receive

Real-time recurring and one-off payments.

Manage

AAutomatic reconciliation, FX services and more.

Pay

Streamline domestic and international payouts, as well as bills and ad hoc payments.

Monoova is your partner to make money move® globally and domestically.
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Your all-in-one provider that connects you to the world with speed and white-glove service.

The latest news

The Game-Changer for Business: Real-Time Payments Meets Automated Reconciliation

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In today’s digital economy, every second counts. Whether you’re collecting from customers, paying suppliers or managing transactions – payment delays don’t just waste time, they cost your business valuable resources, erode customer trust and risk losing loyal clients. That’s why more Australian businesses are turning to real-time payments and automated reconciliation to transform the way they manage cash flow, reduce operational burdens and deliver a better customer experience.

What are virtual accounts?

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A virtual account is a unique account number assigned within a main settlement account. Businesses that have integrated Monoova have virtual account capabilities we refer to as ‘Automatcher’. This is the unique payment destination clients pay their deposits into (either using BSB and account number or PayID). With Automatcher, payments are instantly identified and easy to reconcile because they are matched to a single user.

Smoother, Faster Payment Processing for Your School, College or University

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Monoova’s payment platform provides a seamless experience for students, while reducing the time and effort required for financial admin. Our flexible, API-enabled platform provides a complete solution that’s designed to meet the needs of educational facilities, especially as it pertains to modernising payments.

Transforming the lending experience with real-time payments and automation

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Discover how Australia’s New Payments Platform (NPP) enables real-time payments, improves cash flow, and supports business efficiency.

* Disclaimer: While we provide a single login for streamlined service, our FX and domestic payment solutions operate on separate platforms. Each is tailored to meet specific needs and managed distinctly for optimal efficiency.