Blog

Kym Whitford, Head of Asia Pacific Remitly, shares why Remitly is adopting PayTo for Australian customers and why they chose Monoova as their preferred #payments provider of PayTo. PayTo is the modern digital payment solution that enables individuals and businesses to make real-time payments from their bank account.

The first major changes to payroll in decades have arrived. Australia’s banking sector is undergoing a transformation, introducing real-time payments and greater digital connectivity. Payday super is coming 1 July 2026 and will require employers to pay superannuation contributions alongside employee salaries and wages. Monoova can assist payroll companies in this transition to new payments technology.

Proudly Australian-owned and operated, Launtel is an internet service provider (ISP) headquartered in Launceston, Tasmania. Known for being Australia's fast and most flexible internet service provider, Launtel offers customers control over their internet service through the ability to and providing as many payment options as possible. Adam Poulton, CEO, Launtel, shares why they choose Monoova as their preferred payments partner, how the integration and onboarding experience has been, and how it's benefitted their customer experience.

Our Chief Commercial Officer, David Greene, shares his insights as a keynote speaker at the Future of Insurance Conference 2025 in Sydney. David highlights how insurers can leverage innovative payment technology to maintain competitiveness, boost efficiency, and improve customer experience. The Australian government’s modernisation of the payments system including the phasing out of BECS by 2030 will significantly impact insurers, particularly in operations, compliance, and customer expectations. David explores how Monoova's payment solutions can help insurers prepare for these changes and stay ahead of the curve.‍

Our Chief Commercial Officer, David Greene, shares his insights as a keynote speaker at the Future of Insurance Conference 2025 in Sydney. David highlights how insurers can leverage innovative payment technology to maintain competitiveness, boost efficiency, and improve customer experience. The Australian government’s modernisation of the payments system including the phasing out of BECS by 2030 will significantly impact insurers, particularly in operations, compliance, and customer expectations. David explores how Monoova's payment solutions can help insurers prepare for these changes and stay ahead of the curve.‍

With Australia facing a growing cost-of-living crisis, this case study explores how internet service provider Launtel is stepping up to help Australians navigate the cost-of-living crisis.

This whitepaper explores the key challenges of cross-border payments for international students and examines how innovative payment solutions can help alleviate many of these challenges, while also helping to improve the overall payment experience.

carsales, Australia’s #1 digital auto marketplace, partnered with Monoova, an Australia owned payments provider to launch their industry leading solution, 'Pay through carsales'. Nicholas van den Brink, Head of Product, New Ventures at CAR Group, shares how this new feature is transforming how Australians buy and sell vehicles online, making the process safer, simpler, and more efficient.

Our Chief Commercial Officer, David Greene, shares his insights as a keynote speaker at the Future of Insurance Conference 2025 in Sydney. David highlights how insurers can leverage innovative payment technology to maintain competitiveness, boost efficiency, and improve customer experience. The Australian government’s modernisation of the payments system including the phasing out of BECS by 2030 will significantly impact insurers, particularly in operations, compliance, and customer expectations. David explores how Monoova's payment solutions can help insurers prepare for these changes and stay ahead of the curve.‍

Traditional utility payment methods are inefficient. Talk to Monoova about how you can switch to PayTo for real time transactions and industry-leading security.

As trading has become more accessible with lower barriers to entry, a growing number of people are signing up to trading platforms. Discover how to enhance your investment platform with seamless funding, faster payouts, and real-time updates.

Rent collection is a crucial financial management task in the real estate business but traditional processes are slow and inflexible. Monoova can change that

The financial landscape in Australia is on the brink of a monumental shift, driven by mandatory regulatory changes. For the insurance industry, this change marks a significant turning point. Incorporating real-time payments into the insurance sector is about more than just compliance—it’s about delivering superior value to both customers and insurers.

The Australian banking ecosystem is undergoing a technical transformation. With the rollout of the NPP and the upcoming retirement of the BECS system in 2030, both businesses and consumers are getting accustomed to the new ways of doing things. One of the most innovative introductions is PayTo, a real time payment rail that allows for consumers to authorise recurring or one off payments of fixed and variable sums all while controlling the agreement

Reconciliation is a huge part of any finance team’s time, especially at the end of a financial period. Manual processes introduce the risk of human error, both on the side of the payments being made, and payments being received and allocated, causing headaches for everyone involved.‍ Explore how Monoova's reconciliation rules can reduce admin and bring efficiencies to your business.

Monoova recently held a panel discussion with payment experts and industry leaders on how payments can enable change, transformation and drive business growth. Panelists from Australian Payments Plus, Cuscal and Hnry share their commentary on how payments can drive value for consumers and businesses alike.

David Greene, Chief Commercial Officer at Monoova shares his top payment strategies for real estate agents to improve their bottom line.

What is PayTo? How does it work? We answer the most frequently asked questions surrounding PayTo. PayTo is a new, digital way for merchants and businesses to initiate real-time payments from their customers’ bank accounts.

From unmatched payments experience to world class technology and finally the people at Monoova, explore what led Stables to choose Monoova to power their payments.

We interviewed our own CEO and Co-Founder of Monoova, Christian Westerlind Wigstrom, on what Monoova does, how we help clients and what's in store for us in the future.

Monoova have been awarded the Excellence in Payments winner for The Finnies 24! Often referred to as the Oscars of Fintech, organised by FinTech Australia, the Finnies are Australia’s most prestigious fintech awards, celebrating the many achievements across the industry.

Businesses across Australia in a wide range of industries, including travel, financial services and lending, and healthcare are embracing the efficiency and convenience that PayTo offers. We asked some of our clients to share their experience and the tangible benefits of PayTo.

“Since deploying Monoova’s services on our hero product, RelloPay, we saw in the first month an 11 % increase in transaction volume through the platform. That volume of transactions simply wouldn't have existed on a platform without these services.” Christiaan Lok, CTO, Rello, shares how their partnership with Monoova has enabled Rello to scale their operations whilst achieving significant time and cost savings.

Learn how cross-border payments platform, Instarem, uses Monoova’s API to deliver payments at speed, automate reconciliation and enhance their customer experience through transparency of payment outcomes.

Rosie Slaughter, Senior Growth Manager at Monoova, shares her own experiences with childcare payments and how Monoova can address the current challenges faced by centres as well as childcare management platforms.

In 2023, we saw the launch of PayTo, a new digital payment solution that enables businesses to initiate real-time payments from their customers’ bank accounts and gives consumers increased visibility and control over their payments from their banking app. Currently, Monoova is one of the largest issuers of PayTo agreements in Australia. Monoova hosted a panel discussion with commentary from both leading industry experts and clients who are currently using PayTo, exploring the origins and benefits for both merchants and consumers, first-hand client experiences as well as considerations for businesses thinking about adopting PayTo.

In the fast-paced world of lending cash flow is king. Prompt payment collection improves cash flow, which can lead to increased revenue. Your ability to operate smoothly and grow your business depends on the repayments from your borrowers. But what happens when those payments are delayed?

"Without the API that Monoova provides, things like BPAY, direct debits, bank transfers, we would have to integrate and build all the componentry around it individually. With Monoova, we can just plug into 1 API and we can gain all that functionality. So there's a lot of cost saving in the go to market process for us rather than having to build all supporting infrastructure around those processes." Tristan Dakin, Country Manager, Australian & New Zealand explains how Monoova has been instrumental in providing the key payments infrastructure to send money internationally for their Australian clients.

In this week’s widespread Optus outage, it was interesting to see how PayID was a fallback payment method for savvy small businesses whose point of sale terminals were rendered useless. But PayID, and its sister PayTo, offer more than just a lifeline when connectivity is disrupted. Real-time account-to-account transfers, can offer valuable benefits that keep businesses running and money moving including: - Lower transaction costs - Enhanced security - Accessibility and versatility

"Over 95% of our transactions are in real-time. Using NPP with Monoova has been a game changer. We've been able to save an incredible amount of time and resource using Monoova's payment solution. We've been able to streamline the way we operate and receive funds from a lot of different customers." Dianne Nguyen, CEO, Eastern & Allied shares how Monoova's payment solutions have transformed their remittance business whilst resulting in time, cost and resource savings.