Automate seller payouts with ease

Payments for marketplaces made simple

direct debit

Online marketplaces connect buyers and sellers, allowing them to exchange goods or services.

These fast-growing platforms are seen as the future of shopping because they offer convenience, broader reach and increased choice, making it easier for businesses to scale and for consumers to compare and purchase with confidence.

Real-time payments, automated payouts

Why Marketplaces Need Smarter Payments

Fixed|variable billing

From collecting customer payments to disbursing funds to sellers, Monoova provides end-to-end, real-time payment processing for marketplaces. 

Integrate our smarter, faster solution to remove manual reconciliation, reduce errors and speed up cash flow across your platform.

  • Real-time payouts and instant settlement
  • End-to-end tracking and reconciliation
  • Built in fraud protection
  • Seller ledgers and digital wallets
  • Flexible FX support and wholesale exchange rates

Speed and scale, built in

Manage the day-to-day

Secure transactions,

Most payment providers only support customer checkouts on marketplace platforms, leaving seller payouts and other transactions to be managed manually. 

Monoova solves this by automating both sides of the payment flow, giving sellers a faster, smoother and more reliable experience.

More control, fewer disputes

Real-time payments and flexible options

Automated

Traditional bank payments take 2-3 days to arrive in your account. With Monoova, you can give customers the option to pay with cards, PayTo, PayID and BPAY, and see the funds in your account in near real time when you use NPP.

Reduce admin workloads

Automated reconciliation with unique identifiers

Secure transactions,

Monoova makes manual matching a thing of the past. 

Each customer or transaction is assigned a unique PayID or BSB/account number combination. This enables automated reconciliation at scale and eliminates the problem of matching data by hand.

Make Money Move

Display

Instant Payouts to Suppliers

Disburse funds to vendors in real time.

More Flexibility at the Checkout

Collect payments securely across multiple channels.

Cost-effective FX

Pay wholesale rates for foreign exchange.

Stay on top of every transaction

Real-time payment visibility

Automated

Monoova helps marketplace sellers track every payment and payout with live statuses (processing, complete, failed or pending), giving better visibility around real-time sales performance.

Reduce your processing costs

Smarter card payments without the inflated fees

comprehensive payment solution

Make the switch to Monoova and cut card processing costs by up to 50 per cent or more without compromising on flexibility or customer experience.

We keep your fees low by avoiding the high margins often baked into global platforms.

Choose a pricing model that suits your business: a simple blended rate for ease and consistency, or an interchange-plus setup for full transparency and more control.

Simplify your global expansion

FX payments, without the bank markup

Automated

Send money to overseas sellers and suppliers without inflated margins or manual processes. 

Monoova offers wholesale exchange rates and faster settlement, plus the additional support of a dedicated FX dealer who is assigned to your account.

Your payment options with Monoova

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Whitelist sellers

Identify preferred customers

Secure transactions,

"Whitelist" your sellers through a micro-payment test to verify bank details, reducing failed payments and support issues

No heavy lifting required

Easy Integration with Monoova’s API

on time, every time

There’s no need for complex coding — Monoova works with your existing technology. 

Our powerful and flexible API integrates seamlessly with existing ERP and reporting systems, making it fast and simple to integrate our payments solution.

FAQs

Frequently asked questions on marketplace payments

What is marketplace payment automation?

Marketplace payment automation streamlines customer payments and seller payouts with real-time reconciliation and reduced admin.

How does Monoova help marketplaces?

Monoova automates both customer checkouts and seller payouts with real-time payments, FX, and fraud protection.

Can marketplaces offer global payouts with Monoova?

Yes, Monoova supports wholesale FX rates and faster settlement for international sellers and suppliers.

Is Monoova secure?

Yes, Monoova includes fraud protection, PayTo verification, and real-time visibility on every payment.

Still have questions?

Get in touch with our team to find the right payment solution for your business.

More ways to make money move®

make money move™

Cards

Accept debit, credit, Google Pay and Apple pay.

Direct Debit

Recurring and subscription pull payments.

BPAY

Send bills, receive payments and pay suppliers.

One partner for every payment.

Monoova helps your marketplace grow — faster, simpler, safer.
White-glove service|single point solution|make money move™

The latest news

news

The Game-Changer for Business: Real-Time Payments Meets Automated Reconciliation

In today’s digital economy, every second counts. Whether you’re collecting from customers, paying suppliers or managing transactions – payment delays don’t just waste time, they cost your business valuable resources, erode customer trust and risk losing loyal clients. That’s why more Australian businesses are turning to real-time payments and automated reconciliation to transform the way they manage cash flow, reduce operational burdens and deliver a better customer experience.

What are virtual accounts?

A virtual account is a unique account number assigned within a main settlement account. Businesses that have integrated Monoova have virtual account capabilities we refer to as ‘Automatcher’. This is the unique payment destination clients pay their deposits into (either using BSB and account number or PayID). With Automatcher, payments are instantly identified and easy to reconcile because they are matched to a single user. 

Smoother, Faster Payment Processing for Your School, College or University

Monoova’s payment platform provides a seamless experience for students, while reducing the time and effort required for financial admin. Our flexible, API-enabled platform provides a complete solution that’s designed to meet the needs of educational facilities, especially as it pertains to modernising payments. 

Transforming the lending experience with real-time payments and automation

Discover how Australia’s New Payments Platform (NPP) enables real-time payments, improves cash flow, and supports business efficiency.

*Disclaimer: To the extent that the information contained above is sourced from third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties. You may read our PDS/FSG for more information.