Monoova FX Hub
End-to-end global settlements made simpler.
Monoova’s FX Hub is aholistic solution that integrates domestic funding and international disbursements into a single, connected process.


Solve your FX payment pains
Looking got a frictionless global payments experience that is fast, compliant and capital-efficient?
Monoova’s automated FX solution has turned a previously fragmented process into one integrated workflow.
Our solution is powered by real-time APIs and backed by Monoova’s AFSL compliance framework.
The future of Global Payments
Want Seamless Foreign Exchange?
Fast Payment
Same-day settlement ensures your funds move quickly, so you can focus on running your business without waiting days for trades to clear.
Competitive Rates
We help reduce risks and costs by offering competitive market rates viaour network of global liquidity partners.
Choose How You Trade
You’re in control, with options to suit your workflow. Trade via our FX Portal, automated API or a dedicated dealer via phone, chat or email for local support.
Reduce Risk
Our diversified FX network helps you mitigate counterparty and liquidity risk, giving you increased confidence and stability in every trade.
How it works
Instant FX Quotes
Retrieve live G10 currency rates directly into your platform via our FX API.
One-Click Trade Execution
Lock in rates instantly and confirm the deal without the need for pre-funding.
Flexible Payment Instructions
Pay directly to your own accounts, your partners or your beneficiaries (in the target currency).
Domestic Collections and Funding Simplified
Collect funds from your customers or your nominated account directly into your Monoova ‘mAccount’ via NPP, and route funds for same-day processing.
Global Settlement Made Easy
Disburse to beneficiaries worldwide through the FX API, in their local currency.
Traditional Payment Options
Monoova's single integration covers all major payment rails in Australia.
- SWIFT
- BPAY
- Direct Debit
- BECS


FAQs
Frequently asked questions on FX services
Monoova FX Hub is an end-to-end solution that connects real-time domestic funding, FX conversion and global settlement into one seamless flow. Powered by APIs and supported by Monoova’s AFSL compliance framework, it removes the complexity of managing multiple providers, accounts and manual FX processes.
Yes. Monoova FX Hub supports all major Australian payment rails, including Direct Debit, BECS, BPAY, SWIFT and NPP options such as PayID andPayTo. This allows you to continue using the rails that suit your customers while benefiting from a single, integrated FX and settlement solution.
Monoova FX Hub supports all major G10 currencies, including USD, GBP, EUR and CNH. A growing suite of exotic currencies, such as PHP and INR, is also available with Monoova’s prior approval. This broad coverage allows businesses to manage both common and complex FX flows through one provider.
Monoova enables real-time domestic settlement for inbound international payments via NPP IPS. Funds can be settled into Australia in real-time, with automated reconciliation, real-time notifications and same-day FX conversion. This could potentially improve cash flow, treasury outcomes and operational efficiency.
Traditional FX flows often involve multiple conversions, pre-funded foreign currency accounts and several counterparties, creating liquidity pressure, FX risk and operational overheads. Monoova simplifies this by enabling a single FX conversion, removing pre-funding requirements, reducing settlement “hops” and consolidating KYC, onboarding and commercial arrangements into one relationship.
Trades can be booked and confirmed instantly without pre-funding. This frees up working capital, reduces reliance on overdrafts or credit facilities and allows businesses to scale FX activity without locking funds into external accounts.
PayTo offers real-time, account-to-account payments with rich transaction data, instant notifications and automatic reconciliation. It can help deliver cost savings on high-value transactions while improving customer experience and reducing chargeback risk.
Monoova operates under an AFSL compliance framework and manages KYC, onboarding and transaction monitoring across its diversified FX network. This reduces the burden of dealing with multiple counterparties while assisting you to maintain strong governance, auditability and regulatory confidence.
You can trade via Monoova’s FX Portal, automated API, or with support from a dedicated local dealer by phone, chat or email. This flexibility allows you to choose the trading method that best fits your workflow.





