Monoova FX Hub

FX global payments

End-to-end global settlements made simpler.

Monoova’s FX Hub is aholistic solution that integrates domestic funding and international disbursements into a single, connected process.

One seamless flow for AUD collections, FX conversion, funding and global settlement.
Lorem|dolor|amet

Solve your FX payment pains

Looking got a frictionless global payments experience that is fast, compliant and capital-efficient?

Monoova’s automated FX solution has turned a previously fragmented process into one integrated workflow.

Our solution is powered by real-time APIs and backed by Monoova’s AFSL compliance framework.

The future of Global Payments

Display
Monoova FX Hub
Non-Automated Solutions
Automation of manual, time-consuming FX processes
X
Pre-funding required
No
Yes
Monitoring of market rates
X
Instant currency conversion or set your own rate
X
Real-time collection in AUD with an option for Virtual Accounts & Ledgers
X
Same-day global settlement
X
Access to a network of global banks and payment providers at scale
X
Automated FX risk management within the payment flow
X

Want Seamless Foreign Exchange?

Make money move™
Access faster settlements, competitive rates and flexible trading options.
Make money move™

Fast Payment

Same-day settlement ensures your funds move quickly, so you can focus on running your business without waiting days for trades to clear.

Competitive Rates

We help reduce risks and costs by offering competitive market rates viaour network of global liquidity partners.

Choose How You Trade

You’re in control, with options to suit your workflow. Trade via our FX Portal, automated API or a dedicated dealer via phone, chat or email for local support.

Reduce Risk

Our diversified FX network helps you mitigate counterparty and liquidity risk, giving you increased confidence and stability in every trade.

How it works

Why businesses (big and small)

Instant FX Quotes

Retrieve live G10 currency rates directly into your platform via our FX API.

One-Click Trade Execution

Lock in rates instantly and confirm the deal without the need for pre-funding.

Flexible Payment Instructions

Pay directly to your own accounts, your partners or your beneficiaries (in the target currency).

Domestic Collections and Funding Simplified

Collect funds from your customers or your nominated account directly into your Monoova ‘mAccount’ via NPP, and route funds for same-day processing.

Global Settlement Made Easy

Disburse to beneficiaries worldwide through the FX API, in their local currency.

Collect in Real-Time

Display

Collect from yourcustomers in seconds or minutes, not hours or days.

For speed and ease of use, we recommend the following real-time payment rails:

Traditional Payment Options

Display

Monoova's single integration covers all major payment rails in Australia.

Group work dicussion

FAQs

Frequently asked questions on FX services

What is Monoova FX Hub?

Monoova FX Hub is an end-to-end solution that connects real-time domestic funding, FX conversion and global settlement into one seamless flow. Powered by APIs and supported by Monoova’s AFSL compliance framework, it removes the complexity of managing multiple providers, accounts and manual FX processes.

Can I still use Direct Debit, BPAY or BECS payment rails?

Yes. Monoova FX Hub supports all major Australian payment rails, including Direct Debit, BECS, BPAY, SWIFT and NPP options such as PayID andPayTo. This allows you to continue using the rails that suit your customers while benefiting from a single, integrated FX and settlement solution.

Which currencies are covered within Monoova FX Hub?

Monoova FX Hub supports all major G10 currencies, including USD, GBP, EUR and CNH. A growing suite of exotic currencies, such as PHP and INR, is also available with Monoova’s prior approval. This broad coverage allows businesses to manage both common and complex FX flows through one provider.

How does Monoova FX Hub help me settle domestically in real-time?

Monoova enables real-time domestic settlement for inbound international payments via NPP IPS. Funds can be settled into Australia in real-time, with automated reconciliation, real-time notifications and same-day FX conversion. This could potentially improve cash flow, treasury outcomes and operational efficiency.

What are the current challenges with FX flow of funds, and how does Monoova solve them?

Traditional FX flows often involve multiple conversions, pre-funded foreign currency accounts and several counterparties, creating liquidity pressure, FX risk and operational overheads. Monoova simplifies this by enabling a single FX conversion, removing pre-funding requirements, reducing settlement “hops” and consolidating KYC, onboarding and commercial arrangements into one relationship.

How does Monoova FX Hub improve capital efficiency?

Trades can be booked and confirmed instantly without pre-funding. This frees up working capital, reduces reliance on overdrafts or credit facilities and allows businesses to scale FX activity without locking funds into external accounts.

What are the benefits of PayTo within Monoova FX Hub?

PayTo offers real-time, account-to-account payments with rich transaction data, instant notifications and automatic reconciliation. It can help deliver cost savings on high-value transactions while improving customer experience and reducing chargeback risk.

How does Monoova FX Hub support KYC and compliance?

Monoova operates under an AFSL compliance framework and manages KYC, onboarding and transaction monitoring across its diversified FX network. This reduces the burden of dealing with multiple counterparties while assisting you to maintain strong governance, auditability and regulatory confidence.

How do I access FX trading with Monoova?

You can trade via Monoova’s FX Portal, automated API, or with support from a dedicated local dealer by phone, chat or email. This flexibility allows you to choose the trading method that best fits your workflow.

The latest news

news

Beyond tap-and-go: Where digital wallets are headed in Australia

Explore the future of digital wallets in Australia and how businesses can prepare for the next wave of real-time and embedded payments.

How payment insights drive smarter decisions

Find out how payment data and insights might improve cash flow visibility, reduce risk and could help businesses make smarter decisions.

AML/CTF Reforms in Australia | What Changes in 2026

Australia's Anti Money Laundering laws are changing. Here's what this means for businesses and how to stay compliant beyond 2026.

How EzyRemit Delivers Seamless Payments via PayTo

EzyRemit is delivering faster, easier cross-border payments for individuals with Monoova’s PayTo-powered infrastructure.

About Monoova
Monoova is a leading provider of intelligent payment solutions, helping businesses optimise their payment processes, enhance customer experiences, and scale efficiently. Visit www.monoova.com or read Monoova’s PDS/FSG to find out more about our payment solutions and services.

For media enquiries, please contact: PressEnquiries@Monoova.com

Disclaimer: To the extent that this release contains information sourced from third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties.

This article is issued by Monoova Payments Pty Limited (ACN 126 015 227 | AR No. 428863) trading as Monoova (Monoova). Monoova is the authorised representative of Monoova Global Payments Pty Ltd (ACN 106 249 852 | AFSL 421414) (Monoova Global), being the issuer of the Combined Financial Services Guide & Product Disclosure Statement Non-Cash Payment Products and Services (FSG/PDS). Copies of the FSG/PDS and the terms and conditions of the products and services offered by Monoova and Monoova Global (disclosure documents and terms) are available here or by contacting Monoova at support@monoova.com. You should consider the relevant disclosure documents and terms before deciding whether to acquire, or continue to hold, the relevant product or service. The information provided in this communication/document is factual information only, is given in summary form and does not purport to be complete. The information provided does not take into account your particular investment objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the information having regard to these matters, and in particular, you should seek independent legal, financial and tax advice. The information is current as at the date of this email. The information contained in this communication/document may contain confidential or legally privileged information and is intended solely for the use of the individual or entity to whom it is addressed and others authorised to receive the information. If you are not the intended recipient you are on notice that any disclosure, copying, distribution or any action taken in relaying the contents of this information is strictly prohibited and may be unlawful. If you have received this communication/document in error, please notify us immediately by responding to this e-mail and then deleting from your system. To the maximum extent permitted by law, Monoova is not liable for the proper nor complete transmission of the information contained in this communication/document nor any delay in its receipt.

To the extent that the communication/document contains information sourced from third parties, statements made by third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by or statements made by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties.

This communication/document may contain forward looking statements including statements regarding Monoova’s intent, belief, or current expectations with respect to Monoova’s businesses and operations, market conditions, financial results and risk management practices. You are cautioned not to place reliance on these forward-looking statements. Monoova does not have any obligation to publicly release the result of any revisions to these forward-looking statements. While due care has been used in the preparation of forecast information, actual results may vary. Forecasts are subject to uncertainty and contingencies outside Monoova’s control. Past performance is not a reliable indication of future performance.

©Monoova