Say hello to the latest in payroll.

Payroll payments made easy

direct debit

Whether you're in-house or a payroll services provider, with Monoova in your tech stack payroll payments are accurate, automated and on time.

Filling out ABA files and shifting payments for weekends or public holidays are a thing of the past when you take advantage of our NPP payment rails integration and bulk payouts.

  • Enable real-time payroll payments 24/7/365
  • Reduce manual work and the steps needed to process payroll
  • No more retyping bank accounts and payment details
  • Easy integration with your current ERP and accounting software

No more outdated payroll processes.

Keep your employees’ pay rolling

Fixed|variable billing

Organise bulk payouts through API rather than manual ABA file uploads and deposit funds in employees’ bank accounts on any day – even weekends and public holidays. Eliminate tedious and repetitive processes, human error and the need for manual reconciliation in one go.

Superpower your payroll payments.

Automated reconciliation for better overview

Secure transactions,

Monoova upgrades your payments ecosystem to receive, manage and pay with richer reporting and automated reconciliation. Real-time mispayment detection and notifications signal to your team when something doesn’t add up, reducing time to discovery and resolution. The earlier you solve any discrepancies, the quicker it is for you to close your books.

How can Monoova improve your payroll capabilities?

work for you

24/7/365 payments

Schedule bulk payments via our API, reducing the steps needed to process payments and transact any time, any day.

Automated processes

Eliminate the need to manually fill out ABA files for payroll with API bulk payouts.

Automated reconciliation

Monoova's auto-reconciliation gives significant time back to your team and automatically sends important notifications, such as failed payments.

Monoova embeds automated real-time payments into my entire process and supports paying out and getting money back. We’ve managed to fulfill more than 330,000 wage advances via NPP over a two year period. This demonstrates the scale Monoova helps us achieve."
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Headshot of Tony Chan from Wagepay

Tony Chan

Founder and CEO

Offer more security for employees.

PayID for simplified payouts

Automated

Allow employees to elect to be paid via their PayID in place of BSB and account number. This reduces the amount of sensitive information you or your payroll suppliers need to store about your employees. With PayID, employees also gain an extra layer of assurance as they don’t need to share personal financial data like their account numbers.

Be future ready.

Payday super is coming in 2026

comprehensive payment solution

Starting 1 July 2026, employers will be required to pay employees’ superannuation payments with their wages and benefits. Easily manage this increase in transaction volume with Monoova’s bulk pay outs, auto-reconciliation and integration with your existing reporting and ERP systems.

Hassle-free transition to future-proof your payroll.

Stay ahead of pay day and payroll changes with Monoova

on time, every time

Pay your employees on time, every time. All while keeping payroll processing easy and simple through Monoova’s all-in-one solution for payroll payments.

Speak with one of our payment experts today.

More ways to make money move®

make money move™

Auto-reconciliation

Automatic, real-time reconciliation.

PayTo

Real-time, data-rich payments on NPP rails.

Payment Solutions

Monoova’s API ecosystem enables fast and secure payments.

Personalised service and a single solution that  
connects online platforms with faster, smarter payment technology, 24/7/365. Monoova is your partner to make money move®.
White-glove service|single point solution|make money move™

The latest news

news

Beyond Payments with Shabaas: How Real-Time Infrastructure is Transforming Small Australian Businesses

Beyond Payments: How Real-Time Infrastructure Is Transforming Small Australian Businesses Small Australian businesses face rising costs, cash-flow pressure and increasing customer expectations, yet many still rely on slow, expensive legacy payment systems. Real-time payments are changing this landscape by enabling instant settlement, improved liquidity and greater certainty over cash flow. ShaBaas Pay was built to make real-time payment infrastructure accessible to small businesses, startups and incubator communities. Designed for low-tech users, the platform combines instant bank-to-bank payments with simple invoicing, payment links, QR codes and flexible integration options. By moving away from card-based rails and delayed settlement cycles, businesses can reduce transaction costs, minimise chargebacks and operate with greater efficiency and confidence. More than a payment gateway, ShaBaas Pay supports businesses from day one and scales as they grow. Powered by modern Australian payment infrastructure and supported by Monoova, ShaBaas Pay demonstrates how real-time payments are reshaping cash flow, customer experience and operational performance for small businesses across Australia.

AML/CTF Reforms in Australia | What Changes in 2026

Australia's Anti Money Laundering laws are changing. Here's what this means for businesses and how to stay compliant beyond 2026.

Unlocking Insights: How Payment Data Drives Smarter Decisions

The Monoova platform’s data-rich payment information helps businesses improve visibility, automate reconciliation and make smarter financial decisions.

Paying the Creator Economy in Real Time: Opportunities & Challenges

Explore the challenges and opportunities of paying creators in real time, and how Monoova enables fast, secure payouts at scale.

*Disclaimer: To the extent that the information contained above is sourced from third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties. You may read our PDS/FSG for more information.