Collect payments instantly

Generate and Share Payment Links in Seconds

online card payments

Forward-thinking businesses use Monoova Payment Links to generate secure, hosted payment pages that can be shared with customers in seconds.

  • Accept cards and real-time bank payments, including Apple Pay, Google Pay and PayTo (with PayID-supported flows)
  • Send secure payment links via email or SMS, no website or app required
  • Simplify collections with automatic reconciliation and settlement
  • Get real-time payment notifications as transactions complete

Get paid without the overhead

Click to pay just got easier

a full business day faster

Collecting a payment shouldn't mean building a checkout or sending an invoice attachment and hoping your client takes the time to manually transfer the funds.

Powered by Monoova, Payment Links give your customers a direct, secure way to pay, so you can minimise cash-flow setbacks.

Simple to set up. Simple to share.

We provide the code. You collect the payments.

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Built for flexibility

  • Add your branding
  • Pre-fill customers details
  • Choose how customers pay

Built for scale

  • Instant payment notifications
  • Automatic reconciliation and settlement
  • Securely store details for repeat or subscription payments

How it works

make money move™

Register Your Account

Contact Monoova to integrate this solution with your existing system.

Create Payment Links

Nominate at least one payment method and your logo.

Collect Payments

Customers click a single link to be directed to a unique payment URL. Once payment is completed, the customer is redirected to a confirmation screen, and your system is instantly notified via webhook so you can trigger next steps automatically.

No more PDF invoices 

Tired of overdue accounts?

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People pay on time when it's fast and easy.

Instead of sending a PDF invoice and waiting for a customer to find their BSB, log into their bank and hope for the best, you send a single URL with a payment link.

They click, choose how they want to pay, and it's done in seconds.

No login required, no website to navigate, no friction standing between you and the money you are owed.

Plug in and go

Simple integration

Automated

Monoova’s Payment Links solution plugs directly into billing engines, accounting tools and CRMs, so your team doesn’t need to switch platforms or rebuild workflows.

Our fully API-driven solution lets you create, manage and update payment links directly within your existing workflows. Helps you go live fast so you can pass the benefits onto your clients.

Configure Payment Links your way

You're in Control

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Capture mode

Choose whether payments are captured immediately or authorisation-only, so you can match fulfilment and refund policies. 

Card Tokenisation

Securely capture and tokenise card details at checkout, allowing you to reuse them for future payments without exposing sensitive data.

Recurring payment setup

Use cards or establish PayTo agreements during the payment flow to support ongoing or scheduled collections.

Digital wallets

Enable Apple Pay and Google Pay independently, so eligible customers always see the fastest option available to them.

Express Checkout

Offer one-click express checkout using saved cards or digital wallets to remove every unnecessary step.

Payer pre-fill and link behaviour

Optional fields let you pass in customer details, set expiry windows, and define payment behaviour and expiry windows.

Payment Links currently support AUD transactions only.

With you every step of the way

Implementation and beyond

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Going live is just the beginning.

Monoova's local support team works with you through integration, testing and beyond, and stays on hand as your needs evolve.

Whether you're troubleshooting a configuration or scaling up transaction volume, you're never navigating it alone.

Your Customers Pay Their Way

make money move™

Cards

Fast, flexible payments

Visa, Mastercard, Amex, Apple Pay, Google Pay

PayTo

Real-time account-to-account payments with pre-authorised agreements for one-off or recurring use cases.

Better for you.
Better for your customers.

Offer a modern payment solution

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Slow payment experiences lead to slow payments.

Join the thousands of Australian businesses that are offering Payment Links to provide a better customer experience and get paid faster.

Monoova is your partner to make money move®.
White-glove service|single point solution|make money move™
Smiling man in suit discussing business with two women at a table with documents.

FAQs

What are payment links?

Payment links are secure URLs that allow customers to complete a payment online without needing a website checkout.

What payment methods do Monoova Payment Links support?

Payment Links support cards, Apple Pay, Google Pay and PayTo account-to-account payments.

Can I send payment links by SMS or email?

Yes. Payment links can be shared via SMS, email, CRM platforms or customer support systems.

Do I need a website to use payment links?

No. Customers simply click the secure payment URL and complete their payment through the hosted payment page.

Still have questions?

Don't hesitate to contact us.

The latest news

news

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Is Your Payment Stack Ready for the Surcharge Ban

Australia’s surcharge ban has the potential to affect vendor profits. Find out how to minimise the impact with modern, multi-rail payment infrastructure. 

1 Global Payments Report 2024
2 Digital Wallet Consumer Preferences: Trends and Statistics 2023 – Forbes Advisor

*Disclaimer: To the extent that the information contained above is sourced from third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties. You may read our PDS/FSG for more information.