Reconcile your payments instantly and automatically

Assign unique account numbers and PayIDs to every single one of your customers. This way, you know exactly who paid you.

Speak to a Growth Manager

Automatcher makes reconciliation simple

Combine real-time receivables with real-time reconciliation.
Get notified when funds are received
Reconcile your payments instantly and automatically.
Always know who is paying you
Create unique account numbers and PayIDs which can be assigned to each one of your customers. Your customers will receive unique and customisable details to pay in to.
Real-time reporting
We tell you immediately which account number and PayID has been paid. This automates your reconciliation without relying on error-prone lodgement references.
Instruct in real time
Once funds are received, you can automatically instruct us to disburse funds to ultimate beneficiaries.

Real-time receipt and reconciliation of funds

  • Using NPP rails to receive and pay funds in real time  
  • Funds clear immediately and are immediately available1
  • Monoova lets you know in real time that funds paid by a particular customer have been received
  • Each account number can be associated with a unique PayID
“We are confident that the dynamic team within Monoova will continue to impact the financial technology scene both locally and globally."

Dale Lim, Pacific Payments Specialist
1. Some financial institutions may have internal policies that may delay the processing of payments.

Instant payments with increased security

  • Our whitelisting feature allows you to create a list of pre-approved accounts to receive money to and from
  • Funds get rejected automatically if the source of funds is not on the pre-approved list
  • Know with certainty where money is coming from without accessing sensitive information
“No one can give you access to the payment rails like Monoova can. That makes Monoova unique."

Daniel Kniaz, CEO & Founder

Instant payments and easy reconciliation

No unreconciled transactions

By connecting to Monoova’s payments platform, you can generate a unique PayID and BSB and Account Number for all of your customers.

Simple reporting

With our source-account information feature, you will never wonder where funds came from.

Improve cashflow

Receive funds securely with our whitelisting feature and receive and pay out instantly.

Real-time receipt

Monoova receives payments in real time and reports to you in real time that funds paid by a particular customer have been received.

Immediate use of funds

Funds clear immediately and are immediately available to you. Unlike any other payment method, there is no waiting for funds.1

Generate unique PayIDs

Create easy to remember hassle-free personalised PAYIDs for every single customer.

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Monoova Payments Pty Limited (ACN 126 015 227 / authorised representative no. 000428863) trading as Monoova is an authorised representative of Monoova Global Payments Limited ACN 106 249 852 / AFSL 421414. This information does not take into account your personal objectives, circumstances or needs. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service before deciding whether to purchase them.